At Eesti Pank since 2011, of which 4 years at the European Central Bank. Past working life in retail banking. Today, his teams are responsible for the operator, oversight and catalyst functions in Estonia as well as the coordinator role ensuring continuity of vital payment services at national level in crisis scenarios. Keywords: instant payments, open banking, request to pay / e-invoice payments, non-bank access to payment systems, digital euro, wCBDC, offline payments, resilience and backups, retail payments strategy.

Eesti Pank is the National Central Bank of Estonia.

Panel discussion: Design & Policy decision

This panel will delve into the critical design choices and policy frameworks necessary for the successful implementation of CBDCs. Topics will include technological infrastructure, regulatory considerations, financial stability, and cross-border interoperability. The discussion aims to provide a comprehensive understanding of how to navigate the complex landscape of CBDC development to enhance the efficiency, security, and inclusivity of the global financial system.