Chaima El Aouam, currently serving as the Sales Manager CBDC at Giesecke + Devrient in Munich, Germany. She leads initiatives to engage central banks in Africa, Balkan and Central Asia, showcasing the potential of Central Bank Digital Currencies for financial inclusion and resilience. Chaima also promotes dual offline digital transactions with existing fast payment systems to extend financial services to remote communities.

Giesecke+Devrient (G+D) is a global SecurityTech company headquartered in Munich, Germany. G+D makes the lives of billions of people more secure. The company shapes trust in the digital age, with built-in security technology in three segments: Digital Security, Financial Platforms and Currency Technology.

CBDC Academy : No connection? No worries! How to enable secure offline payments

As we move towards an increasingly digitized world, the role of digital payments continues to surge in importance, transforming financial transactions at an unprecedented pace. However, to truly enhance the effectiveness and convenience of digital payment methods, offline capabilities are essential. A payment solution with offline capabilities can foster digital financial inclusion, increase the resilience of online payment systems, and enhance privacy, universal usage, accessibility, and trust.