Economist, graduated at Corvinus University, Budapest. Joined the central bank in 2001. Anikó is responsible for promoting digital transformation in the financial sector as well as within the central bank, including the implementation of cutting edge technologies and research on CBDC. She is member of the Financial Stability Council.

Magyar Nemzeti Bank is the central bank of Hungary

CBDC Academy : Finding the proper use case for retail CBDC - a  user-centric approach in Hungary

 

CBDCs are coming for sure, however, the exact design is still to be identified. How a central bank in the EU can get closer to those ideas that serve existing customer needs, and still preserve financial stability? MNB with its novel approach has developed and is operating the Student Safe as a retail pilot since 2023. Simultaneously, under Project Rosalind, have identified further use cases where the special features of DLT technology could be deployed. The presentation will introduce the ideas, the implementation, and the main takeaways from these excercises. Will also elaborate on future plans.