
Thibault Pele
Head of Digital Currency
Worldline
Biography
Thibault is Head of Digital Currency at Worldline Financial Services. He is deeply passionate about driving innovation and is committed to shaping the future of finance through his work with Stablecoin, blockchain technology, and CBDCs. He led numerous CBDC projects, such as the offline protype with the ECB.
About the company
Worldline [Euronext: WLN] is a global leader in advanced payment technology. We design and operate leading digital payment and transactional solutions that enable sustainable economic growth and reinforce trust and security in our societies. We also collaborate with Central Banks globally on CBDC prototypes, exploring new retail, wholesale, and tokenization technologies.
Presentation
The ambition behind the digital Euro is clear : Combine convenience of digital payments with cash-likes features A key component of this is enabling offline payments, which presents both opportunities and challenges. To explore this, Worldline developed a prototype for the European Central Bank (ECB) to test the feasibility of offline transactions. In this session, IDEMIA and Worldline will share their experiences and findings from this innovative initiative.
Panel discussion : Introducing a rCBDC – the Challenges
Retail CBDC are aimed at individual consumers and businesses, offering a digital form of central bank money for everyday transactions.
The discussion explores various challenges such as user adoption, technological infrastructure, ensuring user privacy and security, managing financial stability risks, and addressing regulatory and legal considerations. Panelists also examine the implications for financial intermediaries, the potential impact on monetary policy transmission, and the need for collaboration between central banks, regulators, and the private sector. Overall, the panel underscores the importance of careful planning, stakeholder engagement, and robust risk management frameworks in successfully introducing a retail CBDC amidst a rapidly evolving digital financial landscape.

